Effective Date: September 2026 · Last Updated: September 2026
1. Lead Generation Platform & Customer Referral Notice
EazyMoney is a loan lead generation and customer referral platform.
EazyMoney does NOT operate as a lender and does NOT provide, sanction, approve, or disburse loans to customers.
The primary function of EazyMoney is to generate leads from customers who are interested in obtaining loans and to facilitate their connection with suitable local loan agents or lender-associated representatives for further processing.
Subsequent loan processing, KYC verification, credit assessment, and final approval/disbursal are handled solely by the concerned lender or authorized loan-processing party. EazyMoney does not guarantee or represent that any customer will receive a loan.
2. No Upfront Fee for Loan Approval & Consultancy Charge Clarification (₹199)
EazyMoney NEVER demands or accepts any upfront deposit, commission, processing fee, or guarantee charge for sanctioning or disbursing a loan.
EazyMoney collects ₹199 as a Credit Improvement Plan / Consultancy Service charge from customers. This ₹199 payment is strictly towards the consultancy/service provided by EazyMoney and is not related to loan repayment, EMI, interest, principal amount, loan processing repayment, overdue payment, or repayment of any loan.
Beware of fraudulent individuals or entities impersonating EazyMoney or claiming that paying an upfront fee will guarantee loan approval. If you are asked by anyone to pay money in exchange for a guaranteed loan sanction, report it immediately to contact@eazymoney.shop. Any optional fees collected on this website are strictly for standalone credit assistance reports, educational debt management tools, or document templates.
3. No Guarantee of Approval, Sanction, or Terms
Submission of a loan enquiry or completion of an eligibility check on EazyMoney does not represent an approval, sanction, or formal credit commitment.
Each partner Bank or NBFC independently conducts its own underwriting, KYC verification, credit score appraisal, risk profiling, and document scrutiny. The lending partner retains the sole, unfettered right to approve, reject, or modify any loan application, loan amount, interest rate (APR), processing fee, or repayment tenure in accordance with its internal credit policies and RBI regulations.
4. Illustrative Nature of Financial Calculators
All EMI estimates, repayment schedules, amortization tables, and interest comparisons generated on this website are based on standard mathematical formulas and assumed variables. They are provided solely for financial planning and educational guidance.
Actual loan figures, interest rates, processing fees, insurance charges, and statutory taxes (such as GST) will be detailed in the Key Fact Statement (KFS) and Loan Agreement provided directly by your selected lending institution prior to loan execution.
5. Third-Party External Links & Services
Our platform may contain links or redirections to external websites operated by our partner Banks, NBFCs, or third-party service providers. EazyMoney does not control, endorse, or assume responsibility for the content, privacy practices, terms of service, or operations of any external third-party portal. Once you navigate away from EazyMoney, your interactions are governed exclusively by the terms and policies of that third party.
For queries or assistance regarding this document, please contact our compliance team at contact@eazymoney.shop.